[SEL] Showing engines or not, What about insurance?

[Luke Tonneberger]

Some might think I'm stupid for saying this, but it is my opinion.  I'm not 
concerned with insurance. I'll go and run my junk and not live in fear. If 
it was mandatory to have insurance and I had to prove it, I'd stay at home 
and run my junk.  I run my Rumely at one show and the insurance thought 
never crosses my mind, having a good time and giving people rides certainly 
does. One old timer need quite a bit of help to get up on the platform. I 
cannot use words to describe what a great time he and I had, and how much it 
meant to him. A thousand and one things could have happned while he was on 
it ro even getting on it.  Some might remember my big air blowers I hauled 
around last year. Anybody could have stuck their arm inside one of them and 
probably had it chewed off.  Never worried about insurance.  I was always in 
control of the equipment and could have grabbed anybody by the shirt collar 
to tell them to stay away. Never had to. If someone did get hurt and wanted 
to sue to pants off me, go ahead, I won't have 'anything' when it is time to 
pay up and even if I had to 'pay up' it is only stuff. Whether it is my 
engines or cash. It's still only stuff.  It's all replaceable. This topic 
comes up every so often and some will be concerned with insurance and some 
won't, that won't ever change.  I'm one of the ones that chooses to not be 
worried about insurance. My opinion/comments for what it's worth.

Luke Tonneberger
Rockford, Michigan
USA


>From: Jeff Allen <transteck at earthlink.net>
>
>Hi all,
>
>Thanks for the many comments on this issue. Cleaned the slate so I could 
>try to explain a little better.
>
>The reason I wanted the board of directors blessing is liability insurance. 
>As I understand it, our insurance only covers "club" events. My only 
>intention was to get a bunch together to show off iron, but the insurance 
>issue concerns me. If it is not a "club" event, I don't think I would get 
>many to attend because of the lack of insurance.
>
>It was never my intention to have the club equipment, sawmill, etc. to this 
>small show. As far as I know all of that is never moved from it's home at a 
>museum where we show it in action each fall. We would need the single rope 
>and stands, fence, and I would gladly haul that and set it up.
>
>Comments welcome.
>
>Jeff Allen