[SEL] Re: A "New" Credit Card Scam OT

Jerry Evans jerrye at databak.co.za
Thu Sep 29 21:01:58 PDT 2005


Subject: [SEL] FW: A New Credit Card Scam OT
This came from a close friend who is doing financial advising.  Normally
don't 
forward these type of things but this a real threat.
Curt Andree


Hi Curt,
	This one has come around for a long time. I'm not saying "ignore it" - I'm
just saying that is is not "New" as per the subject line.

	With these things I usually copy a fair chunk of the text content and put
this into Google between inverted comma's.

With this one I googled 

"from the Security and Fraud Department at VISA"

Google came up with 1720 pages for this.

	I just looked at a few of these and one had already been posted on 2001.

	There are so many of these things going around that one does not know
which ones to believe - Google is always a good place to go.

	I'm not saying ignore them - but do not always be alarmed. Follow a few
simple rules - Credit Card companies and Banks will never ask you for this
kind of confidential information over the phone. I do not know how it works
in your country but here they will ask you to call at the nearest branch at
your convenience.  Yes. I know that "Con Artists" can be very convincing
(the "con" stands for "confidence" - that is what they play on - trying to
gain your confidence).

	If you get one of these calls and are worried then ask the caller what his
telephone extension number is and offer to call him back  -  on the number
you have on record - not the number the caller gives you and see what
happens. Of course you can also log on to your banking site and see if the
transaction he has mentioned is actually listed. Bear in mind that banks
debit your account very fast, in fact, by the time someone from a genuine
bank phones you, the transaction will have been debited to your account
quite a long time previously - electronics work much faster than humans and
they make big bucks out of interest.

	The best way to prepare yourself for these people is just to discipline
yourself NOT to give any confidential information over the phone or internet.

	Have you seen some of the false banking sites set up on the 'net. They
look just like the real thing and ask for login passwords and usernames. If
you hover your mouse over the link offered in these scam eMails and look at
the bottom of your browser (I use Netscape but think the others work the
same way) you will see the site that is linked. If this does not look like
your banking site but is rather a long URL consisting of (amongst others)
numbers like 200:57:216:05/login.asp or something then do not use it -
rather login to your bank using your normal method and see if they mention
anything like the eMail you have been reading. Better still phone their
office direct and ask if they know anything about this mail. A phone call
costs less than having your account cleaned out by some crook. (Of course
these things never affect me because my account is always overdrawn - and
there is nothing for these crooks :-))

	Thanks for the good intentions anyway.
Jerry in S.A.




	

	















Best regards
Jerry Evans.
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