Happy birthday Edd! Turned 64 myself in January. Can't wait till I get 65, on Medicare, and start getting some of Dave's money! Tom Schmutz Concord, Va. Germoamer at aol.com **************It's Tax Time! Get tips, forms, and advice on AOL Money & Finance. (http://money.aol.com/tax?NCID=aolprf00030000000001)