[SEL] Private shows, and Not Club Shows

[bill at antique-engines.com]

My agent flat out told me (and showed me) that I'm covered under
homeowners IF I'm NOT paid to display.
If I take my engines to a show, be it a formal show, or a parking lot, as
long as I'm not paid to show, I'm covered if some moron loses a finger
because their mama was a moron too and didn't teach her kids to not be
stupid.

Bill

> Hi Dave,
>
> I had to give your response some thought. Not a big offer and you can
> keep your nickel. If the day comes that we can meet and chat, I hope we
> can share a couple barley pops and the first one is on me.
>
> EDGE&TA have fine insurance for member clubs, but they have ruffled some
> feathers over the years. My club no longer belongs to that organization.
> We do have good insurance with a group policy that covers some engine
> clubs and a large number of tractor pullers in this part of the country.
> The cost is five bucks a year and included in membership for club
> members. We did have to make a revision of club policy at the last
> meeting regarding insurance. Any family member can now be covered at
> cost for $5. Pretty good deal in my opinion.
>
> For the record Dave and all, I am new to this hobby. I do try to
> participate and make changes. New blood brings new ideas to any club and
> that in my opinion is a good thing. That is why I am trying to put a
> show together for folks to show engines for the simple pleasure of doing
> so. I do look into the liability and insurance issues because
> unfortunately I have to. I hope to have the policy online in the near
> future for all club members. We do need to know where we stand on this
> issue. BTW we are required to have one rope/fence.
>
> Jeff Allen
> PS, When I was six a nickel and a Bon Ton bread wrapper got you into the
> movie in Missoula on Saturday. The times are a changing. Sigh!
>
> Dave Rotigel wrote:
>
>>
>>>  My biggest concern again is once again insurance, and like it or not
>>> we DO have to deal with liability. I just addressed the issue with my
>>> clubs VP, and I got a positive response. Looks like four or more
>>> members attend and it will be a club sanctioned event and full
>>> liability insurance. Life is good.
>>> Jeff Allen
>>
>>
>> Hi Jeff,
>>         Life MAY not be all that good of someone is hurt. Unless your
>> club is paying BIG BUCKS for insurance I would think that while the
>> club (officers etc.) may be covered for liability the members ARE NOT!
>> While your VP may believe what he has told you is true I would
>> question it. Ask for the insurance agents name and phone number. Call
>> him and ask if YOU will be covered if some idiot sticks his/her/it's
>> hand in your flywheel and looses it. I'll bet you a nickle that he
>> says "no." If he says "Yes" ask him to put that in writing. If he does
>> I owe you a nickle.
>>         The only way I know of to really be safe is to join EDGE&TA
>> and buy insurance through them. It's a GOOD deal for the price and
>> then you can be sure that you have coverage!
>>         Dave
>> PS, You can read about EDGE&TA and the insurance that they offer at:
>> http://www.edgeta.org/
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>>
>>
>
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